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BCU Visa

A low account fee credit card that's suitable for everyday use.

Apply online

Benefits at a glance

  • Our lowest-account-fee credit card – great if you like to pay off your card every month
  • Control your credit card transactions and enjoy extra security in real time with BCU Card Control
  • Innovative ways to pay for your purchases on the go
  • Buy now, pay later – with up to 55 days interest free on purchases

Is it right for me?

A BCU Visa could be a great option if you need a credit card for a bit of online shopping or occasional purchases.

Key features

Get more with BCU

Control your Visa with BCU Card Control

With BCU Card Control you call the shots from your mobile phone. Put a temporary lock on your card, set a spending limit, turn on/off ATM cash withdrawals and much more. And the great thing is, everything happens instantly.

Clever ways to pay for your purchases

Swipe or wave your card over the terminal in-store, or use it to shop online. Innovations like BCU PayTag and Semble also transform your mobile phone into a credit card, giving you more ways to pay on the go.

Exclusive offers through Visa Entertainment

Through Visa Entertainment your card gives you access to exclusive ticket pre-sales, special discounts and competitions from some of the world’s greatest entertainment brands.

Apply for a BCU Credit Card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across UK

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BCU Visa Low Rate

The card with our lowest interest rate on purchases – great if you don’t pay off your card every month.

BCU Visa Platinum Rewards

Enjoy exclusive privileges, travel insurance and the highest reward-earning rate of all our credit cards

BCU’s lending criteria and Credit Card Conditions of Use apply.

Credit CardsBCU Visa credit card